About Us

Our passion is to help our clients protect, manage and lesson the financial & emotional impact accidents have on their assets, dreams and family. We strive to be the partner of choice for our clients, insurance carriers & employees seeking a long-term realtionship built on the foundation of trust earned by continually delivering on our promises.

What do our personal insurance solutions mean for you?
Our clients choose Applegate Insurance Agency because we work hard to assess their risks and create strategies that fit your needs. As a trusted advisor, we provide our clients with the appropriate education, consultation and program for each unique situation. Our clients gain the security and power to survive financially in the event of sickness, accidents and loss of income or life. We need to get to know you – your goals and dreams, your profession, your home and more – so that we can provide you with appropriate insurance solutions and asset protection advice.

Call today for our no obligation 360 Coverage Consultation or Review. We’d be happy to make sure you’re properly covered so you can gain ‘peace of mind, affordably’.360logo_

An Independent Advantage

We are Independent Agents in Knoxville, Tennessee, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Applegate Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it’s up to you to make the final choice.